Is this the official Stripe MCP server?

No. Stripe runs its own MCP server at mcp.stripe.com. InsightfulPipe is an independent, hosted server that reads your data through the InsightfulPipe app for Stripe. InsightfulPipe is not affiliated with Stripe.

Which AI assistants does it work with?

Any AI client that supports remote MCP servers. The setup guide on this page covers Claude, ChatGPT, Claude Code, Cursor, Gemini CLI and Codex. You can also work with the same connected accounts from the terminal with the InsightfulPipe CLI.

Is there a Claude connector for Stripe?

Yes. In Claude, add https://stripe.insightfulmcp.com/ as a custom connector and authorize your InsightfulPipe account. You can also add InsightfulPipe from the Claude Directory, which connects all of your linked accounts at once.

Can I use the Stripe MCP server with ChatGPT?

Yes. Add the server URL as a custom connector in ChatGPT Developer mode, or add InsightfulPipe from the ChatGPT app directory to connect all of your linked accounts. Developer mode availability depends on your ChatGPT plan.

What Stripe data can my AI access?

Your balance, customers, charges and refunds, payment intents, invoices, subscriptions, products, prices and plans, payouts and disputes, within the read permissions you approve when installing the InsightfulPipe app in Stripe.

Can it create refunds or change subscriptions?

No. Every action on the Stripe MCP server is a read. It cannot create charges, issue refunds, cancel subscriptions, update customers or change any other Stripe object.

Is it safe to connect Stripe to AI?

The server is read-only, so an assistant cannot move money or change records. You can still turn off individual read actions for each Stripe account, restricted members only see accounts they are granted, and you can remove the connection in InsightfulPipe or uninstall the app in Stripe at any time.

Can I connect multiple Stripe accounts?

Yes. Each connection is one Stripe account, so you can connect several businesses or brands. Each connected account counts as one connection on your plan.

How does authentication work?

You authorize the InsightfulPipe app through Stripe's hosted OAuth flow and approve its read permissions. InsightfulPipe stores the resulting tokens encrypted and refreshes them automatically. Your AI client signs in to the MCP server with your InsightfulPipe account, not your Stripe login.

What are the limitations?

It is read-only, and reads are limited to the object types the InsightfulPipe Stripe app has permission to read, so requests for other objects can return a permission error. It does not read data on behalf of Stripe Connect connected accounts, and large lists are returned page by page. Stripe API rate limits apply, and the server retries when Stripe asks it to slow down.

How much does the Stripe MCP server cost?

The Stripe MCP server is included in every InsightfulPipe plan, together with all other MCP servers and the CLI. Plans start at $29.99/month and include a trial. See insightfulpipe.com/pricing for current plans.

Stripe MCPpayments41 actions

Stripe MCP Server

Let your AI agents run Stripe for you, safely.

A hosted Stripe MCP server for Claude, ChatGPT, Cursor and CLI agents. Paste one server URL into your AI client to use its 41 actions. There is nothing to install.

Enable or disable every action, per account. Block your agent from doing dangerous actions.
Ask in plain English. Pull reports, find insights and take action in Stripe.
41 read actions. Every Stripe task your agent needs, from reporting to making changes.
Built for teams. Invite your team and share one connected account.

Start a trial View all 41 actions

Works with

ChatGPT

Claude

Claude Code

Codex

Gemini CLI

Cursor

Mistral

OpenClaw

HermesPerplexityGrokn8nWindsurfVS CodeZed

ChatGPT

connected to Stripe MCP

Online

Actions

Available Actions

41 actions available to automate your Stripe workflows.

41 actions

Read

Get Account

Retrieve the current account details.

Read

Get Accounts

List all connected accounts (Stripe Connect).

Read

Get Application Fees

List all application fees collected from connected accounts (Connect).

Read

Get Balance

Retrieve the current account balance (available, pending, and connect reserved amounts by currency).

Read

Get Balance Transactions

List balance transactions (funds movements: charges, refunds, transfers, payouts, etc.).

Read

Get Charge

Retrieve a specific charge by ID.

Read

Get Charges

List all charges. Returns a paginated list of charges sorted by creation date.

Read

Get Checkout Sessions

List all Checkout Sessions.

Read

Get Coupons

List all coupons. Coupons contain discount information for invoices and subscriptions.

Read

Get Credit Notes

List all credit notes.

Read

Get Customer

Retrieve a specific customer by ID.

Read

Get Customers

List all customers. Returns a paginated list sorted by creation date.

Read

Get Dispute

Retrieve a specific dispute by ID.

Read

Get Disputes

List all disputes (chargebacks). Returns disputes sorted by creation date.

Read

Get Early Fraud Warnings

List all early fraud warnings from Radar.

Read

Get Events

List events (webhooks log). Events represent changes to Stripe objects.

Read

Get File Links

List all file links. File links make uploaded files accessible via a URL.

Read

Get Files

List all files uploaded to Stripe (dispute evidence, identity documents, etc.).

Read

Get Invoice

Retrieve a specific invoice by ID.

Read

Get Invoice Items

List all invoice items (line items that can be added to invoices).

Read

Get Invoices

List all invoices. Returns a paginated list sorted by creation date.

Read

Get Payment Intent

Retrieve a specific payment intent by ID.

Read

Get Payment Intents

List all payment intents. Tracks the process of collecting a payment from the customer.

Read

Get Payment Methods

List payment methods for a specific customer.

Read

Get Payout

Retrieve a specific payout by ID.

Read

Get Payouts

List all payouts. A payout sends funds from Stripe to a bank account or debit card.

Read

Get Plans

List all plans (legacy pricing model, prefer Prices). Defines billing intervals and amounts.

Read

Get Prices

List all prices. Prices define the unit cost, currency, and billing cycle for products.

Read

Get Product

Retrieve a specific product by ID.

Read

Get Products

List all products. Products describe items customers can purchase.

Read

Get Promotion Codes

List all promotion codes. Customer-facing codes that map to a coupon.

Read

Get Refund

Retrieve a specific refund by ID.

Read

Get Refunds

List all refunds.

Read

Get Reviews

List all Radar reviews. Reviews are opened on suspicious payments.

Read

Get Setup Intents

List all setup intents. Used to set up a payment method for future payments.

Read

Get Shipping Rates

List all shipping rates.

Read

Get Subscription

Retrieve a specific subscription by ID.

Read

Get Subscription Schedules

List all subscription schedules.

Read

Get Subscriptions

List all subscriptions. By default returns subscriptions that are not canceled.

Read

Get Top Ups

List all top-ups. Top-ups add funds to the Stripe balance.

Read

Get Transfers

List all transfers. Transfers move funds between Stripe accounts (Connect).

Compare

Stripe MCP servers compared: hosted vs official

Stripe runs its own MCP server with read and write access to the Stripe API. It is a good fit for developers building on Stripe and teams that want agents to take actions such as refunds with confirmation. InsightfulPipe is a read-only alternative for reporting on payments alongside your marketing data.

What you operate	InsightfulPipe MCP server	Stripe MCP (Stripe)
Hosting	Hosted by InsightfulPipe: paste one URL	Hosted by Stripe at mcp.stripe.com
Authentication	OAuth through the InsightfulPipe app for Stripe	OAuth, or a restricted API key as a bearer token
Read or write	Read-only: 41 read actions, no write actions	Read and write through stripe_api_read and stripe_api_write; certain writes such as refunds need human confirmation
Extra tools	Per-account action controls and team roles	Stripe documentation search and an implementation planner
Connected accounts	Does not act on behalf of connected accounts	Supported with a restricted API key and the Stripe-Account header
Other platforms	Ads, analytics, e-commerce and data platforms in the same workspace, plus a CLI	Stripe only

Overview

What you can do with the Stripe MCP

The InsightfulPipe Stripe MCP server is a hosted Model Context Protocol server that connects your Stripe account to AI assistants such as Claude, ChatGPT, Cursor, Claude Code, Gemini CLI and Codex. You install the InsightfulPipe app in Stripe, approve its read permissions and add one server URL to your AI client.

Claude

Acme StoreRead-only

Ask about your Stripe account…

01Summarize revenue

Summarize revenue

Ask for charges and refunds over a period and get a clear summary instead of exporting from the Dashboard.

See all Stripe actions

Claude

Acme StoreRead-only

Ask about your Stripe account…

02Track subscriptions

Track subscriptions

List active, past due and canceled subscriptions to understand recurring revenue and churn.

See all Stripe actions

Claude

Acme StoreRead-only

Ask about your Stripe account…

03Follow up on invoices

Follow up on invoices

Find open or overdue invoices and the customers behind them.

See all Stripe actions

41

actions

one server URL

41

read actions

reports, audits, research

0

write actions

create, update, manage

Setup

How to connect the Stripe MCP server

Add the server URL to your AI client, then sign in with your InsightfulPipe account to authorize access. The server is hosted, so there is nothing to install.

MCP server URL

https://stripe.insightfulmcp.com/

Connect Stripe to Claude

Fastest: add InsightfulPipe from the Claude Directory

One click connects the full InsightfulPipe MCP with all your connected accounts. To add a server scoped to Stripe only, follow the steps below.

Open Claude Directory

Or add the Stripe server manually:

01
Copy the server URL:
```
https://stripe.insightfulmcp.com/
```
02
Open Claude connector settings (Customize > Connectors), click + and then Add custom connector.
03
Paste the URL and click Add.
04
Click Connect, then click Authorize access in the browser.

Start a new chat, click +, open Connectors and turn the connector on to use it.

The Free plan can add one custom connector. On Team and Enterprise plans, an Owner first adds it under Organization settings > Connectors, then each member clicks Connect in Customize > Connectors.

Connect Stripe to ChatGPT

Fastest: add InsightfulPipe from the ChatGPT app directory

One click connects the full InsightfulPipe MCP with all your connected accounts. To add a server scoped to Stripe only, follow the steps below.

Open in ChatGPT

Or add the Stripe server manually. Custom MCP servers need ChatGPT's Developer mode, which OpenAI offers on Plus, Pro, Business, Enterprise and Education accounts on the web.

01
Copy the server URL:
```
https://stripe.insightfulmcp.com/
```
02
In ChatGPT, open Settings → Security and login and turn on Developer mode.
03
Go to ChatGPT Plugins and select the + button.
04
Enter a name, paste the URL under Connection and create the connection.
05
When the sign-in opens, click Authorize access in the browser.
06
In a new chat, choose Developer mode from the + menu and select the app. Select it again in each new chat.

See OpenAI's Developer mode guide.

Connect Stripe to Claude Code

01

Add the server:

claude mcp add --transport http stripe-mcp https://stripe.insightfulmcp.com/

02
In Claude Code, run /mcp, select stripe-mcp and choose Authenticate.
03
Sign in to InsightfulPipe in the browser window and click Authorize access.

Connect Stripe to Cursor

01
Add the Stripe MCP server to Cursor, or add it to ~/.cursor/mcp.json (all projects) or .cursor/mcp.json (one project):
```
{
  "mcpServers": {
    "stripe-mcp": {
      "url": "https://stripe.insightfulmcp.com/"
    }
  }
}
```
02
The server shows Needs authentication. Click Connect, then Open.
03
Sign in to InsightfulPipe and click Authorize access.

Connect Stripe to Gemini CLI

01

Add the server:

gemini mcp add --transport http stripe-mcp https://stripe.insightfulmcp.com/

02
In Gemini CLI, run /mcp auth stripe-mcp.
03
Sign in to InsightfulPipe in the browser window and click Authorize access.

Connect Stripe to Codex CLI

Using the Codex app? Add InsightfulPipe from the OpenAI app directory

The listed app connects the full InsightfulPipe MCP with all your connected accounts, in both ChatGPT and Codex.

Open the app listing

01
Add the server. When Codex detects OAuth support, it starts sign-in right away:
```
codex mcp add stripe-mcp --url https://stripe.insightfulmcp.com/
```
02
A browser window opens. Sign in to InsightfulPipe and click Authorize access. If no browser opens, run codex mcp login stripe-mcp.

Watch the setup tutorial

Works everywhere

Bring Stripe into the AI tools you already use

One hosted server URL, any MCP-compatible client. Pick yours to see the setup steps, or paste the URL into anything that speaks MCP.

Playbook

Prompts and skills that run on the Stripe MCP

Copy a prompt into any connected client, or install a Claude skill that chains the actions for you.

Prompt

“What was our total charged amount and refunds last month?”

Lists charges and refunds for the date range

View prompt

Skill

LTV:CAC Ratio Optimizer

Claude skill that calculates customer lifetime value, CAC, LTV:CAC ratio and payback period by channel and segment, and sets affordable CPA targets.

Download View skill

Prompt

“How many subscriptions are past due right now?”

Lists subscriptions filtered by status

View prompt

Skill

Pricing Strategy

Claude skill for pricing decisions: value-based pricing, Van Westendorp research, pricing metrics, tier design, freemium vs free trial and price increases.

Download View skill

Prompt

“Which invoices are still open and older than 30 days?”

Lists invoices by status and date

View prompt

Prompt

“Why did the last payment from customer cus_123 fail?”

Reads the customer's payment intents and charges

View prompt

Prompt

“List open disputes and their evidence due dates”

Lists disputes with their details

View prompt

Prompt

“What is our available and pending balance?”

Retrieves the account balance by currency

View prompt

Prompt

“Show payouts from the last two weeks and their status”

Lists recent payouts

View prompt

Browse the prompt library All Claude skills

HAVE QUESTIONS?

Frequently asked questions

A Stripe MCP server connects Stripe to AI assistants through the Model Context Protocol (MCP), an open standard for giving AI tools access to data and actions. Once connected, you can ask Claude, ChatGPT or Cursor about revenue, subscriptions, invoices and disputes in plain English.

Stripe's server signs in with OAuth or a restricted API key, can read and write through the Stripe API, asks for human confirmation before certain writes such as refunds, and includes documentation search and integration tools. InsightfulPipe is read-only by design, focuses on reporting over your payments data, adds team roles and per-account action controls, and sits next to your ad, analytics and e-commerce accounts in one workspace.

Stripe MCP Server

Available Actions

Get Account

Get Accounts

Get Application Fees

Get Balance

Get Balance Transactions

Get Charge

Get Charges

Get Checkout Sessions

Get Coupons

Get Credit Notes

Get Customer

Get Customers

Get Dispute

Get Disputes

Get Early Fraud Warnings

Get Events

Get File Links

Get Files

Get Invoice

Get Invoice Items

Get Invoices

Get Payment Intent

Get Payment Intents

Get Payment Methods

Get Payout

Get Payouts

Get Plans

Get Prices

Get Product

Get Products

Get Promotion Codes

Get Refund

Get Refunds

Get Reviews

Get Setup Intents

Get Shipping Rates

Get Subscription

Get Subscription Schedules

Get Subscriptions

Get Top Ups

Get Transfers

Stripe MCP servers compared: hosted vs official

What you can do with the Stripe MCP

Summarize revenue

Track subscriptions

Follow up on invoices

How to connect the Stripe MCP server

MCP server URL

Connect Stripe to Claude

Connect Stripe to ChatGPT

Connect Stripe to Claude Code

Connect Stripe to Cursor

Connect Stripe to Gemini CLI

Connect Stripe to Codex CLI

Watch the setup tutorial

Bring Stripe into the AI tools you already use

ChatGPT

Claude

Claude Code

Codex

Cursor

Gemini CLI

Mistral

OpenClaw

Hermes

OpenAI Agents SDK

Claude Agents SDK

Google ADK

Perplexity

Grok

n8n

Windsurf

VS Code

Zed

OpenCode

CLI

Prompts and skills that run on the Stripe MCP

LTV:CAC Ratio Optimizer