Terms of Service

Please read these Terms and Conditions ("Terms", "Terms and Conditions") carefully before using the Insightful Pipe website and services (the "Service") operated by Insightful Pipe ("Insightful Pipe," "we," "us," or "our"). Your access to and use of the Service is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users, and others who access or use the Service. By accessing or using the Service, you agree to be bound by these Terms. If you disagree with any part of the Terms, you may not access the Service.

1. Accounts

• Registration: To access certain features, you must create an account. You agree to provide accurate, current, and complete information during registration and to update such information to keep it accurate.
• Credentials: You are responsible for safeguarding your password and any other credentials. You must notify us immediately of any unauthorized use of your account.

2. Intellectual Property

• Ownership: All content, features, and functionality of the Service, including text, graphics, logos, and software, are the exclusive property of Insightful Pipe or its licensors and are protected by copyright, trademark, and other laws.
• Restrictions: You may not reproduce, distribute, modify, create derivative works of, publicly display, or otherwise use any of our intellectual property without our prior written consent.

3. Links to Third-Party Websites and Services

Our Service may contain links to third-party websites or services that are not owned or controlled by Insightful Pipe. We do not endorse or assume any responsibility for the content, privacy policies, or practices of these third parties. You acknowledge and agree that Insightful Pipe is not liable for any damage arising from your use of any third-party content or services. We encourage you to review the terms and privacy policies of any third-party sites you visit.

4. Third-Party APIs

Our Service may integrate with external third-party application programming interfaces (APIs) to enable various features and functionality. You agree to comply with any applicable terms, policies, or usage guidelines of those third-party APIs.

5. Termination

We may suspend or terminate your access immediately, without notice or liability, if you breach these Terms. You may cancel your account at any time by contacting us or through the account settings in the Service. Upon termination, your right to use the Service will cease immediately.

6. Limitation of Liability

To the maximum extent permitted by law, in no event shall Insightful Pipe or its officers, directors, employees, affiliates, agents, or licensors be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to lost profits, data loss, or business interruption, arising out of or in connection with your use of or inability to use the Service.

7. Charges and Payments

• Free vs. Paid: Some features of the Service are free; others require payment. Paid Services may be offered on a one-time or subscription basis.
• Billing: By subscribing to Paid Services, you authorize us (or our payment processors) to charge your chosen payment method. You agree to keep your payment information up to date.
• Fee Changes: We reserve the right to introduce or change fees at any time. For subscription plans, fee changes will apply at the next billing cycle.

8. Refund Policy

We stand by our Service with a money-back guarantee:

• Monthly Plan: Full refund if requested within 7 days of initial payment.
• Annual Plan: Full refund if requested within 7 days of initial payment.

After this period, refunds are granted only in exceptional circumstances at our discretion.

9. Disclaimer of Warranties

The Service is provided "AS IS" and "AS AVAILABLE," without warranties of any kind, express or implied. Insightful Pipe disclaims all warranties, including but not limited to merchantability, fitness for a particular purpose, and non-infringement.

10. Governing Law and Dispute Resolution

These Terms are governed by the laws of the jurisdiction in which Insightful Pipe is headquartered, without regard to conflict-of-law provisions. Any disputes arising under or in connection with these Terms shall be resolved exclusively in the courts located in that jurisdiction.

11. Changes to These Terms

We may modify these Terms at our discretion. If changes are material, we will provide at least 15 days' notice before new terms take effect. Continued use of the Service after the effective date constitutes acceptance of the updated Terms.

12. Contact Us

If you have questions or concerns about these Terms, please contact us at: